Jump to the content

Overview

Labour market policy

Basic income support for jobseekers

Skilled workers

Transformation of the world of work

Labour Law

Occupational Safety and Health

Overview

Social Insurance

Statutory accident insurance

Old-age security in Germany

Social Assistance

Socialcompensation law

Health Care

Participation and inclusion

Overview

Europe

Overview

#MySocialEurope: Germany's Presidency of the Council of the European Union

Employment and social policy in the EU

Working in another EU country

EU external relations

Migration from third countries

European Funds

Overview

European Social Fund (ESF)

European Globalisation Fund (EGF)

Fund for European Aid to the Most Deprived (FEAD)

International

Overview

International Employment and Social Policy

Labour and Social Policy at the G7/G20 Levels

Corporate Social Responsibility

Twinning in Labour and Social Policy (Administrative partnerships)

Bilateral social security agreements outside the European Union

International Organisations

Overview:  Services

Contact

Publications

Overview

Shopping cart

Press

Overview

Recent Publications

Press photos

Overview

Press photos of the minister

Press photos of the state secretaries

RSS

Overview: The Ministry

BMAS at a Glance

Political Staff

Visitor Centre

Labour

Overview

Labour market policy

Basic income support for jobseekers

Skilled workers

Transformation of the world of work

Labour Law

Occupational Safety and Health

Social Affairs

Overview

Social Insurance

Statutory accident insurance

Old-age security in Germany

Social Assistance

Socialcompensation law

Health Care

Participation and inclusion

Europe and the World

Overview

Europe

Overview

#MySocialEurope: Germany's Presidency of the Council of the European Union

Employment and social policy in the EU

Working in another EU country

EU external relations

Migration from third countries

European Funds

Overview

European Social Fund (ESF)

European Globalisation Fund (EGF)

Fund for European Aid to the Most Deprived (FEAD)

International

Overview

International Employment and Social Policy

Labour and Social Policy at the G7/G20 Levels

Corporate Social Responsibility

Twinning in Labour and Social Policy (Administrative partnerships)

Bilateral social security agreements outside the European Union

International Organisations

Services

Overview:  Services

Contact

Publications

Overview

Shopping cart

Press

Overview

Recent Publications

Press photos

Overview

Press photos of the minister

Press photos of the state secretaries

RSS

The Ministry

Overview: The Ministry

BMAS at a Glance

Political Staff

Visitor Centre

Social security

Social Insurance

Social insurance is a statutory insurance system that provides protection against general life risks. These include unemployment, illness, the need for long-term care, disability, occupational accidents and occupational illness as well as security in old age. Social insurance is structured as follows: Statutory pension insurance including old-age insurance for farmers, statutory health insurance, social long-term care insurance, statutory accident insurance and employment promotion.

Persons with more than marginal paid employment are as a rule covered by social insurance. If an event that is insured against occurs, insured persons are entitled to benefits from the respective social insurance scheme. As a rule, employees and employers each pay half of the social insurance contributions; in the case of statutory accident insurance, the employer alone pays the contributions. The contributions are automatically deducted from a person’s pay.

The self-employed are partially covered by social insurance. For example, the artists' social insurance scheme provides self-employed artists and publicists with statutory health and pension insurance as compulsorily insured persons.

For a comprehensive overview of the German social insurance system, please consult the publication Brochure:

Social Security at a Glance - Total Summary

Further Information

Social security