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Overview: Labour

Labour market policy

Basic income support for jobseekers

Skilled workers

Transformation of the world of work

Labour Law

Occupational Safety and Health

Overview: Social Affairs

Social Insurance

Statutory accident insurance

Old-age security in Germany

Social Assistance

Socialcompensation law

Health Care

Participation and inclusion

Overview: Europe and the World

Europe

Overview: Europe

Employment and social policy in the EU

Working in another EU country

EU external relations

Migration from third countries

European Funds

Overview: Europeean Funds

European Social Fund (ESF)

European Globalisation Fund (EGF)

Fund for European Aid to the Most Deprived (FEAD)

International

Overview: International

International Employment and Social Policy

Labour and Social Policy at the G7/G20 Levels

German G7 Presidency 2022

Corporate Social Responsibility

Twinning in Labour and Social Policy (Administrative partnerships)

Bilateral social security agreements outside the European Union

International Organisations

Overview:  Services

Contact

Publications

Overview: Publications

Shopping cart

Press

Overview: Press

Recent Publications

Press photos

Overview: Press photos

Press photos of the minister

Press photos of the state secretaries

RSS

Overview: The Ministry

BMAS at a Glance

Political Staff

Visitor Centre

Labour

Overview: Labour

Labour market policy

Basic income support for jobseekers

Skilled workers

Transformation of the world of work

Labour Law

Occupational Safety and Health

Social Affairs

Overview: Social Affairs

Social Insurance

Statutory accident insurance

Old-age security in Germany

Social Assistance

Socialcompensation law

Health Care

Participation and inclusion

Europe and the World

Overview: Europe and the World

Europe

Overview: Europe

Employment and social policy in the EU

Working in another EU country

EU external relations

Migration from third countries

European Funds

Overview: Europeean Funds

European Social Fund (ESF)

European Globalisation Fund (EGF)

Fund for European Aid to the Most Deprived (FEAD)

International

Overview: International

International Employment and Social Policy

Labour and Social Policy at the G7/G20 Levels

German G7 Presidency 2022

Corporate Social Responsibility

Twinning in Labour and Social Policy (Administrative partnerships)

Bilateral social security agreements outside the European Union

International Organisations

Services

Overview:  Services

Contact

Publications

Overview: Publications

Shopping cart

Press

Overview: Press

Recent Publications

Press photos

Overview: Press photos

Press photos of the minister

Press photos of the state secretaries

RSS

The Ministry

Overview: The Ministry

BMAS at a Glance

Political Staff

Visitor Centre

Social security

Social Insurance

Social insurance is a statutory insurance system that provides protection against general life risks. These include unemployment, illness, the need for long-term care, disability, occupational accidents and occupational illness as well as security in old age. Social insurance is structured as follows: Statutory pension insurance including old-age insurance for farmers, statutory health insurance, social long-term care insurance, statutory accident insurance and employment promotion.

Persons with more than marginal paid employment are as a rule covered by social insurance. If an event that is insured against occurs, insured persons are entitled to benefits from the respective social insurance scheme. As a rule, employees and employers each pay half of the social insurance contributions; in the case of statutory accident insurance, the employer alone pays the contributions. The contributions are automatically deducted from a person’s pay.

The self-employed are partially covered by social insurance. For example, the artists' social insurance scheme provides self-employed artists and publicists with statutory health and pension insurance as compulsorily insured persons.

For a comprehensive overview of the German social insurance system, please consult the publication Brochure:

Social Security at a Glance - Total Summary

Further Information

Social security